February 2011

Monday, February 28, 2011

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New agreement for a moratorium on debt moratorium for SMEs

Institutional published on our site the official text of the Italian Banking Association ABI on the new agreement for the extension of the moratorium on the debt of small and medium enterprises. Recall that
:
E 'can request a moratorium on existing loans and leases until July 31, 2011. This will not pay the capital for a year.
E 'possible, if a company is already taking advantage of the moratorium, request a further extension by up to 2 years for unsecured debt and up to 3 years for mortgage debt.
More information and examples on the site.

Sunday, February 20, 2011

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I remember

The sound of the water that fills the tank reminds me of the crashing of a waterfall on the clear mirror of a lake. And I'm already in a dream, on a clear day the sun, the sea of \u200b\u200ba hidden beach at the foot of the jagged coast of Liguria.

It is very hot, and water vapor is mixed to the fog of an old memory, back to the surface out of nowhere, I draw a smile on his face.

While I think the cinema, the taste of freedom that leaves me in the mouth, the false promises of a new existence, behind the screen of a thousand different colors, I see you at my side, and everything is back in place for the duration of a moment, for the duration of a movie.

And now I wonder.

What am I thinking?

While I laugh at the taste, to remind us of a show that starred in our wildest fantasies, of a long train journey, a day at the beach, I think of us, we laugh in the past, but each time we have something new to remember.

Wednesday, February 16, 2011

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New Enterprise - what's new

This morning the new agreement was signed between Enterprises and the Association of Italian Banks for a moratorium on new bank debt of Companies.
The new moratorium provides:
1) Extension until 31 July of the possibility of access to the moratorium of loans to businesses that have not yet used this facility.
2) For those who have already applied the moratorium, if the firm is not in a position of grounding or bankruptcy (performing for the banking system) is planned to extend the moratorium for up to 3 additional years.
3) is a mechanism to cover the rising interest rate.
4) is maintained for the possibility that the company capitalization, proportion of a loan. Example capital increase of € 50 thousand, bank loan 100 thousand.
Please note that the mechanism provides that the moratorium for a period of time the company pays only the interest portion and not the principal amount of the loan.
also specify that the request for a moratorium must be conducted within an agreed financial strategy with a trusted advisor, to prevent it happening (as has happened in the past) that the credit lines are frozen. It is, in short, a practice to do alone, unless you have a good familiarity with the banking and finance business.
For further information, please contact the Study Sphere Video: Studio Ball